Terms and Conditions

Terms and Conditions for yourhbw.com

Effective Date: April 30th, 2025
Welcome to yourhbw.com (the "Website"), owned and operated by Matt Cattivera. By accessing or using our Website, you agree to comply with and be bound by these Terms and Conditions ("Terms"). Please read them carefully. If you do not agree with these Terms, you must not use our Website.

1. Acceptance of Terms
By accessing and using yourhbw.com, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, our Privacy Policy, and all applicable laws and regulations. These Terms constitute a legally binding agreement between you and The Home Buyer Workshop

2. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least [Number] days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms.

3. Website Purpose and Content
yourhbw.com is dedicated to providing educational content and resources related to real estate. The content on this Website, including but not limited to articles, courses, guides, tools, and discussions, is for informational and educational purposes only and is not intended as financial, legal, investment, or real estate advice.

No Professional Advice: The information provided on this Website does not constitute professional advice. You should consult with a qualified professional (e.g., real estate agent, attorney, financial advisor, accountant) before making any real estate decisions.Accuracy of Information: While we strive to provide accurate and up-to-date information, we do not warrant the completeness, reliability, or accuracy of any information on the Website. Information may be outdated or contain errors. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.

4. User Accounts

Account Creation: To access certain features of the Website, such as courses or member-only content, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.Account Security: You are responsible for maintaining the confidentiality of your account password and are solely responsible for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security. We will not be liable for any loss or damage arising from your failure to comply with this security obligation.Termination of Accounts: We reserve the right to suspend or terminate your account at our sole discretion, without notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

5. Intellectual Property Rights

Ownership: All content on yourhbw.com, including text, graphics, logos, images, audio clips, video clips, data compilations, and software, is the property of The Home Buyer Workshop or its content suppliers and is protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. Limited License: We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website and its content for your personal, non-commercial, educational purposes only, subject to these Terms.Restrictions: You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as generally and ordinarily permitted through the Website's functionality. You must not:Modify copies of any materials from this site.Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text. Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this site.Access or use for any commercial purposes any part of the Website or any services or materials available through the Website.

6. Prohibited Uses
You may use the Website only for lawful purposes and in accordance with these Terms. You agree not to use the Website:

In any way that violates any applicable federal, state, local, or international law or regulation.For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way. To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation. To impersonate or attempt to impersonate The Home Buyer Workshop, a The Home Buyer Workshop employee, another user, or any other person or entity. To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website, or which, as determined by us, may harm The Home Buyer Workshop or users of the Website, or expose them to liability.

Additionally, you agree not to:

Use the Website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's use of the Website. Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring or copying any.\

7. SMS Communications

By providing your phone number through our forms or registration processes, you expressly consent to receive SMS text messages from The Home Buyer Workshop related to:

Workshop reminders

Appointment confirmations

Educational updates

Promotional communications

Message frequency varies.

Message and data rates may apply.

Consent to receive SMS messages is not a condition of purchase.

8. Opt Out Instructions

You may opt out of receiving SMS messages at any time by replying STOP to any message you receive from us.

After you send STOP, you may receive one final confirmation message.

For help, reply HELP or contact us using the information below.

9. Message and Data Rates Disclosure

Message and data rates may apply to any SMS messages sent to you from us and to us from you. Check with your wireless carrier for details about your messaging plan.

10. Carrier Liability Disclaimer

Wireless carriers are not liable for delayed or undelivered messages.

11. Age Restriction

The Website and our services are intended for users who are at least 18 years of age.

By using this Website or opting into SMS communications, you represent and warrant that you are at least 18 years old.

12. Contact Information

If you have any questions about these Terms and Conditions or SMS communications, please contact:

The Home Buyer Workshop
1744 S Mooney Blvd
Visalia, CA 93277
[email protected]
559 608 4267

Central Valley Home Buying Seminar

1744 S Mooney Blvd, Visalia Ca 93277

[email protected]

559-608-4267